FAFSA + CSS Profile 2027–28: What Parents of College-Bound Seniors Need to Know – College Consultant

October is an important month for college-bound seniors and their families. While students focus on completing applications, parents should also start planning for financial aid. Understanding the FAFSA and CSS Profile early can help families avoid missed deadlines and make informed decisions about college affordability.

Which FAFSA Should the Class of 2027 Complete?

Students planning to attend college between July 1, 2027, and June 30, 2028, should complete the FAFSA 2027–28. The application is now available, so families can begin preparing.

FAFSA vs. CSS Profile: What’s the Difference?

The FAFSA determines eligibility for federal financial aid, including grants, work-study, and federal student loans. The CSS Profile, managed by College Board, helps participating colleges assess eligibility for institutional financial aid.

Not every college requires the CSS Profile, so check each institution’s requirements.

Who Needs to Complete These Forms?

Students and their required parent contributors must provide the requested information. Divorced or separated families should pay special attention, as some colleges may request financial information from both parents.

Prepare Before You Apply

Gather the necessary account details and financial information. Follow the official FAFSA and CSS Profile instructions rather than assuming every college requires the same documents.

Don’t Miss College-Specific Deadlines

CSS Profile applications open October 1 each year, but deadlines vary by institution. FAFSA and institutional aid deadlines may also differ.

After submitting FAFSA, review your FAFSA Submission Summary, check for corrections, and confirm that your selected colleges have received the information.

October Financial-Aid Checklist for Parents

Complete the FAFSA 2027–28.
Submit CSS Profile if required.
Check individual college financial-aid deadlines.
Monitor college application portals.
Research merit scholarships separately.
Maintain a financial-aid deadline tracker.

Remember: Financial aid and merit scholarships are different opportunities. Investigate both when comparing college costs.

Plan for Admissions and Affordability Together

Don’t let financial-aid planning become an afterthought. Build admissions and affordability into the same college strategy. Early preparation can help families make confident, informed college decisions.